Colonial Mortgage

Colonial Mortgage has been in the Mortgage industry since 1993, helping the Latino community to obtain their American Dream, offering a professional and friendly service based in our extended experience. Colonial Mortgage is a Direct Lender counting with our own Underwriting and funding platforms and a good variety of programs and investors. Approved in a few states.


OUR MISSION
To provide a professional, informative and dedicated service that our clients will value.

OUR GOAL
To provide and maintain a high level of service by staying informed in all aspects of the Real Estate industry that we can pass down to our valued clients

Our Loan Programs

We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.

Non-Conventional Loans

Business owners tend to lean towards Non-Conventional Loans because they allow the borrower to prove they can pay back the loan without the typical requirements of other financial products. For example, proof of income without a W2.

Conventional Loans

Conventional Loans are for buyers with good credit, savings and the ability to put down a larger payment. With 20% down a borrower avoids Mortgage Insurance costs associated with other loans, therefore saving money. This is good for borrowers looking to purchase an investment property.

Government Loans

Government Loans are great for the first time home buyer with little to no credit. Down payment assistance is offered to borrowers without a large down payment. Borrowers can also expect to put down less towards the purchase of the property, along with borrow at a lower interest rate.

Home Reward Credit

Home Reward Credit will lower the cost to buy or refinance your home and you can be eligible to obtain up to $10,000 in credits to pay your closing cost, and the best is that you don’t have to repay these credits and your interest rate will not increase, we will not add more cost to your loan.

I-TIN PRODUCTS

Loans for Undocumented Workers living in the USA. They might be missing a Social Security Card or number?
Image
COLONIAL MORTGAGE
Home Reward Credit

Home Reward Credit will lower the cost to buy or refinance your home.

COLONIAL MORTGAGE
Government Loans

Good for the first time home buyer with little to no credit.

COLONIAL MORTGAGE
Non-Conventional Loans

Business owners tend to lean towards this type of loan.

COLONIAL MORTGAGE
Conventional Loans

This is for a buyer with good credit, savings, and the ability to put down a larger down payment.

COLONIAL MORTGAGE
I-TIN Products

This is a loan for people without a social security number looking to buy a home to live in the United States.

previous arrow
next arrow
Slider