I-TIN PRODUCTS

PRO
  • Most banks are not doing it.
  • It's better than a hard money loan.
  • No Social Security Card required.
  • No traditional credit is required just non-traditional.
  • No documents necessary to prove legal status in USA.
CONS
  • Higher Down payment is required.
  • Higher than conventional rates and closing cost.
  • No investment properties allowed.
LOANS FOR YOUR UNDOCUMENTED BUYERS:
  • Are your buyers undocumented and living in the USA?
  • Are they missing a Social Security Card or number?
  • Do they not have a Visa, Work Permit, or Green Card?
THIS IS THE LOAN YOU HAVE BEEN LOOKING FOR! HERE IS WHAT THEY NEED TO QUALIFY:
  • U.S. Government ID Card, Matricula Consular ID, or Passport
  • 2 Years employment in the same or similar line of work (can be salaried or self-employed)
  • 2 Years Tax Returns using their I-TIN number
  • Buyers must be an owner occupant
  • Minimum 3.5% down payment
  • This is a 30 Year fixed rate, not a hard money loan!
  • 12 months of bank statements personal/business
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